- Dec 7, 2015
- Reaction score
- Fort Collins, CO
Do these scammer actually get someone to refund money they've never received?@soulman969 I just read a Zelle scam alert on Nextdoor. Scammer offers to buy an item for X dollars and claims that he sent the $, but says that seller can't receive it because the seller does not have a "business" account. Then says seller should refund the $ and create a business account that the scammer will then send money to.
So that's one trick they use.
If this was PayPal it would be like someone saying they sent $$$ to your PayPal account but you can't have it until you open a business account. With PayPal if money is sent it shows that it's there. In fact I even get an email alert telling me it's there and I'm allowed to access it any number of ways including with my business debit card.
If Zelle is bank to bank and money is deposited in a personal account which employers often do with an employees salary why would any bank require someone to open a business account to access funds coming from another business account? The bank doesn't give a rip about the source of the funds as long as the transaction is legit.
Unless I'm somehow misunderstanding this whole deal these guys are dependent on a seller being a whole lot dumber than most anyone I know. It's almost like the way Harry Anderson used to scam Coach on the early Cheers episodes.